About Mudra

About the Scheme

MUDRA Loans are aimed at non‑corporate and non‑farm micro & small businesses. Loans up to ₹10 Lakhs are available under Shishu, Kishore & Tarun categories.

Typical benefits include quick online application, minimal documentation for Shishu category and partnership with multiple public & private banks.

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Empowering Small Businesses

Mudra Loans have supported thousands of small traders, shopkeepers, and entrepreneurs to grow and succeed.

Mudra loan beneficiaries

Products under Mudra

Shishu • Kishore • Tarun — choose the product that fits your growth stage.

Shishu
Up to ₹50k

For entrepreneurs starting out.

  • Quotation of machinery/items
  • Supplier details
Kishore
₹50k–₹5L

For business expansion.

  • Last 2 FY balance sheets
  • Bank statements (6 months)
  • Projected balance sheet
Tarun
₹5L–₹10L

For scaling established businesses.

  • All Kishore documents
  • Identity & address proofs

A Smart, Easy & Fast Process

A few simple steps to get in‑principle approval from preferred banks.

Provide GSTIN
Start with GST details to auto‑populate business info.
Upload Bank Statements
Upload last 6 months (PDF) for review.
Owner Details
Provide basic ownership & KYC information.
In‑principle Approval
Receive an in‑principle decision rapidly.
Approval snapshot
Approval Snapshot

A sample in‑principle approval to instill confidence.

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Interest Rates & Documents

Indicative ranges — confirm exact rates with the chosen bank during application.

BankInterest RateTenure
State Bank of India11.25%Up to 5 years
Syndicate Bank8.60% – 9.85%As per bank terms
Bank of India10.70% onwards36 – 84 months
Andhra Bank8.40% – 10.35%36 months onwards
Tamilnad Mercantile Bank9.90% – 12.45%Up to 84 months
Vehicle Loans
  • Mudra application form
  • Income proof
  • 2 passport photographs
Business Instalment Loan
  • ITR (2 years)
  • Bank statements (6 months)
Group & Rural Credit
  • ITR & business vintage proof
  • Bank statements (12 months)

Ready to grow your business?

Apply now and get connected with partner banks for fast processing.
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Contact Us
info@mudrfinance.com
+91 85979-05604
3rd Floor, B Wing, Fortune Building, Bandra Kurla Complex, Bharat Nagar, Bandra East, Mumbai, Maharashtra 400051
Talk to Us / Apply
PMMY

Scheme launched on April 8, 2015 providing loans up to ₹10 lakh to non‑corporate, non‑farm micro/small enterprises. Products: Shishu, Kishore & Tarun.

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